by Will | May 1, 2023 | Uncategorized
Debt is a fact of life for most people. Whether it’s a mortgage, student loans, or credit card debt, managing debt is a crucial part of financial planning. One way to measure your ability to manage your debt is through your debt-to-income ratio (DTI). In this blog...
by Will | Apr 26, 2023 | Uncategorized
Investing in property involves various expenses, including stamp duty and lenders mortgage insurance (LMI). These costs can have a significant impact on property investors, so it’s essential to comprehend the distinctions between them and their effect on finances....
by Will | Apr 23, 2023 | Uncategorized
Whether you are getting set to buy your first home or you are preparing to re-mortgage your home, it is important that you do so with the best deal available. You don’t need to be an expert in using a mortgage repayment calculator before you can find a great deal out...
by Will | Apr 19, 2023 | Uncategorized
When considering a home loan, it’s important to weigh the pros and cons of fixed and variable interest rates. Variable rates are typically linked to market movements and can be adjusted up or down at the discretion of the lender. This means that your repayments may go...
by Will | Apr 17, 2023 | Uncategorized
Understanding how interest affects your home loan is an important step in the loan process. Even if the interest rate remains relatively low it will still add up to a large portion of your total repayments over the duration of a 25-30 year home loan term....
by Will | Apr 12, 2023 | Uncategorized
Saving for a home loan deposit can be hard work – especially if it’s your first time. You might be scratching your head wondering how on earth you’ll save that kind of money. Thankfully, there are some effective strategies you can adopt to get the home deposit you...
