Pre-approvals
Home loan pre-approval evaluates creditworthiness, strengthening your position in buying a home. It streamlines the process, offers financing tranquility, and signals seriousness to agents. Our brokers provide a tailored, free service.
Is a pre-approval right for me?
Homebuyers aiming for a comprehensive understanding of their borrowing capacity can greatly benefit from obtaining a home loan pre-approval. This pre-approval is a formal evaluation by a lender that provides a written assessment of your creditworthiness for a loan.
The assessment takes into account crucial factors such as your income, living expenses, and existing loan repayments, offering a clear indication of your ‘ability to repay’ a loan. This invaluable step not only strengthens your position in purchasing, but also streamlines the home-buying process, allowing you to approach your property search with confidence.
The Value of Pre-Approval
Securing a pre-approval offers tranquility throughout the home buying journey. It ensures that when you identify the perfect home, the financing is readily available. This not only instills confidence in your home buying process but also signals to real estate agents that your offer is serious, setting you apart from competitors. Typically valid for three months, the pre-approval can be easily extended to cover you for up to six months, accommodating a more extensive property search without the pressure of a looming expiration date.
Understanding the Importance of Pre-Approval Customization
Every pre-approval is distinct, reflecting the individuality of financial situations. Navigating through the diverse array of loan options can be daunting, particularly without the necessary financial expertise. Recognizing the significance of tailoring pre-approvals to specific needs is crucial in ensuring a seamless financial process.
Collaborating with Skilled Brokers for Tailored Solutions
Engaging with our team of skilled brokers is the key to achieving a pre-approval that aligns perfectly with your budget and financial prerequisites. These experts bring a wealth of knowledge and experience to the table, facilitating the arrangement of a customized pre-approval that addresses your unique requirements. Their expertise ensures that you can navigate the complexities of the financial landscape with confidence.
Cost and Obligation-Free Service from Initiation to Conclusion
What sets our service apart is not only the customization but also the commitment to providing a hassle-free experience. From the initial stages of pre-approval discussions to the final conclusion, our service is entirely cost and obligation-free. This means you can benefit from expert financial advice and tailored solutions without any financial burden or commitment, making the entire process transparent and accessible.
Reviews
We take pride in being a financial group you can genuinely rely on, guiding you from the initial consultation to our annual reviews conducted years after your settlement. Our enduring commitment to personalized services and fostering strong relationships is designed for long-term success. If you seek evidence, look no further than our authentic five-star reviews from satisfied clients. Rest assured that choosing OVM Finance Group is a decision backed by the positive experiences of our valued clientele.
Josh Guy2024-04-24My partner and I have just gone through the process of purchasing our first block of land and building our first home. We had the hardworking Azem as our mortgage broker and we couldn't recommend him enough! It has been a stressful process for us but Azem has worked around the clock to make sure everything worked out for us. Without him, we would wouldn't have been able to get through this and wouldn't be in the position we are today. We strongly recommend Azem to anyone who is after a hard working, dedicated, respectful and client first broker. You will not be disappointed! Thank you so much Azem!
Ali Alnajar2024-04-22I first got into touch 2 years ago when I was entering the property market for the first time. Having no experience myself and not much knowledge, Jakob made the entire process as smooth as possible, always putting your needs and wants first ahead of everything. While making sure you’d always get what you wanted, he was upfront, honest and was realistic with my expectation and didn’t “sell” me a dream. I’ve had stayed in touch with Jakob until then and my build is just about to completed, and I will continue to stick in future ventures. Would highly recommend!
Ulrika Ortega2024-04-16I recently had my initial consultation/conversation with Jakob and he was really helpful and I was satisfied with how he laid out the different options I have that specifically match with my circumstances. With this, I will absolutely recommend him and OVM finance to my friends and family. Great work Jakob! :)
Will Devers2024-04-15Jakob and OVM Finance were so great in helping my partner and me start our journey of buying our first house. Jakob is kind, informative and excellent at explaining financial concepts. If you're looking for a mortgage broker, we'd definitely recommend Jakob and the team!
Arpita Bilagi2024-04-09My experience with Azem has been exceptional from start to end. He is extremely skilled and efficient in providing the services I required. I would definitely recommend OVM to anyone looking to buy a home. Additionally Azem was transparent with all the information he provided which makes OVM a trustworthy company for sure and he absolutely went out of his way to provide me with the best service.
Chris Miranda2024-04-09Will has been great to work with, very diligent in his work and provided great updates throughout the borrowing process. I would highly recommend!!!
Zafar Faisal2024-04-04Azem, had been patient with all my questions, I had many questions, while I was little confused and lost with my queries, which were complicated however he sorted them out step by step and made me comprehend and acknowledged my needs. Thanks for all your support. I would highly recommend him and his business to all my friends and family.
Joshua Seguin2024-03-22Will has been very helpful in teaching me about mortgage and home loans. He's genuinely supportive and a good problem-solver. He makes complicated concepts easy to grasp for someone who is new in this area.
Joseph Martin Morales2024-03-21Highly recommend OVM Finance Group, really appreciate the help of Will Miles, he made changing banks with a better rate a really quick and easy process for me.
