by Will | Apr 11, 2023 | Uncategorized
If you’re looking for a home loan but not sure what to expect, attending your first meeting with a mortgage broker can be a nervous experience. After all, getting a home loan is no small feat, especially for a first timer. There are so many options out there, and...
by Will | Apr 9, 2023 | Uncategorized
The process of obtaining a home loan can be overwhelming and stressful, leading to misinformation and misunderstandings. In this blog post, we will dispel some of the most common myths about home loans and provide tips to increase your chances of approval. Myth #1: A...
by Will | Apr 6, 2023 | Uncategorized
If you are in the market for a home or investment property, rising interest rates may have a significant impact on your borrowing capacity. The Reserve Bank of Australia (RBA) has raised the official cash rate for the sixth consecutive month, leading to most lenders...
by Will | Apr 2, 2023 | Uncategorized
Buying a home in Australia for the first time can be an exciting milestone, but it can also be a daunting process. To help you make informed decisions and save time, money, and stress, we’ve put together a checklist for first-time home buyers. 1. First, figure out...
by Will | Mar 30, 2023 | Uncategorized
What is Lenders Mortgage Insurance? Lenders Mortgage Insurance (or LMI) is an insurance policy that is paid for by the borrower but obtained by the lender to protect the lender against any losses that may occur where: · the borrower defaults on their loan; · the...
by Will | Mar 28, 2023 | Uncategorized
Where an existing borrower has access to savings after they have purchased a property or accumulate a surplus each month (“excess funds”), these excess funds may be used to reduce the total interest cost on their home loan. This can be achieved by being able to...
